What To Do If Contacted By The Insurance Company Of The Person Who Caused Harm To You

Everyone has seen the insurance company vehicles all over our local streets and highways. It is not unusual for the insurance company of the person who harmed you to be at your home before you arrive from the emergency room. Their purpose includes getting you to admit to some fault in the crash, or to offer you a nominal sum to settle all your claims.  

All too often, Dan has been asked to review a document from the insurance company that the injured party received the day of or the day after the crash. That short, simple document is a very small check to them from the insurance company and a release of all claims against the person who injured them. That you were not in the right state of mind following the crash or were not aware of the full extent of your injuries is usually not a defense. Now they want to hire our team to recover the full extent of their harms and losses.   Unfortunately, this is often made impossible by their acceptance of the very small sum of money and the signing of the release.  

Beware, Beware, Beware!!!  

Always kindly tell the representatives of the insurance company who contact you that you need to know the full extent of your harms and losses before discussing those with them. You understand this may take months and maybe over a year. In these kinds of situations, what is best is to know the rest. This requires you to “look before you leap.” This requires you to remember: “an ounce of prevention is worth a pound of cure.”    

After they contact you, immediately call our office so we can help you through this process. Our defense program requires them to cease and desist all communication with you and communicate with our office only. If they do not do this, we have a prompt response which can include sanctions against them.   

This is extremely important. Do not think this will cause the insurance companies to the disrespect you. Over the years, Dan has represented many injured family members of insurance agents, officers, and board of directors of every insurance company in Florida-even while we continue to sue their employers in other cases.